Free Tools to Help You Move with Confidence.

Guides, calculators, and real advice to help you move with confidence.

Homebuyer Readiness Checklist

Everything you need to check before you start looking. Credit, documents, budget, timeline — all in one page.

Download Checklist

Mortgage Prep Workbook

Built for women. Understand your loan options, strengthen your profile, and walk into a lender meeting ready.

Get the Workbook

Home Selling Success Guide

How to prep, price, and market your home. Stay in control. Maximize your return.

Download the Guide

Know Your Numbers.

Free calculators built to help you make confident decisions.

Mortgage Payment Calculator

Quickly see what your monthly mortgage could look like based on loan amount, interest rate, and term.

Try the Calculator

Home Affordability Calculator

Enter your income, expenses, and savings to discover how much home you can comfortably afford.

Calculate Now

Debt-to-Income (DTI) Calculator

Find out if your income vs. debt meets mortgage lender guidelines — and what steps to take next.

Check Your DTI

Latest from the Blog.

View All Posts

From Renter to Owner: Get Your Numbers Clear Before You Tour a …

Renting while building a career can be the right move. So can starting over. Neither says anything final…

5 Things Every Woman Should Know Before Buying Her First Home

Embarking on the journey of purchasing your first home is both exhilarating and daunting. For women ready to…

Searching for Homes for Sale in Sugar Land, TX

With a thriving economy, a strong sense of community and excellent amenities, Sugar Land is one of the…

Finding New Homes in Katy, TX

If you’re searching for new homes in Katy, TX, you’ll find plenty of options. There are hundreds of…

Why It's Important To Work With A Realtor

When purchasing or selling a property, it is always a good idea to work with a professional, especially…

Things You Shouldn't Do When Buying a Home

With a never ending list of everything you ‘should do’ when purchasing a home, it seems counterproductive to…

Should I Rent or Buy a Home?

Purchasing a home will inevitably be the biggest financial discussion of your life. And the decision as to…

10 Top Renos That Will Up the Sale Price of Your Home

When getting ready to sell your home, it can be hard to know what renovations will get your…

Real Women. Real Wins.

See how we've transformed futures through real estate

The Johnson Family

From Renting to Roots

Tired of rising rent and unstable leases, the Johnsons were ready for a change—but unsure where to start. With our step-by-step support, they secured their first home in a rapidly growing neighborhood. Today, they’re building equity—and a future—for their children.

Maria G.

Turning a Divorce Into a Fresh Start

After a difficult divorce, Maria needed more than just a new place—she needed a plan. We helped her find a home that fit her budget, her kids’ school needs, and her long-term goals. Now, she owns a beautiful townhome and has begun investing in rental properties with our continued guidance.

Daniel & Keisha

Investing in Their Legacy

Daniel and Keisha had stable careers but were unsure how to turn their savings into something lasting. Together, we identified a duplex in an up-and-coming area. With rental income from one unit and equity growth on the horizon, they’re now building generational wealth.

"Mrs. Mercier at Soho Realty made our experience exceptional! She genuinely cares about her clients, communicates every step of the way, and is a pleasure to work with. Highly recommend!"

"It is evident that Sharlene Mercier has a genuine passion for client success and satisfaction. The depth of her understanding reveals that she has invested greatly in obtaining exceptional knowledge of the real estate market. The combination of her integrity, passion and professional expertise aff… Read MoreRead Less

"SOHO Realty & Mortgage Lending truly sets the standard for exceptional service. From the very first interaction, the team was knowledgeable, responsive, and genuinely committed to making the entire process smooth and stress-free. Every question was answered clearly, every detail was handled with car… Read MoreRead Less

"Sharlene Mercier is absolutely amazing. SOHO Realty & Mortgage Lending will provide you with a wonderful home purchasing experience from beginning to end. She is truly a realtor with professionalism, knowledge, experience, and truly cares about making sure the home is perfect for you. Let me say con… Read MoreRead Less