Yes, You Can Own. And I'll Show You How.

Credit concerns, high debt, no savings, starting over — I've walked women through every situation to the keys of their own home.

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Years In Business

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Clients Served

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In Sales

Does This Sound Familiar?

THE CALCULATOR CONFUSION

"The numbers don't make sense to me."

THE HOUSE-POOR FEAR

"What if I buy and can't live my life anymore?"

THE WAITING TRAP

"I've been thinking about this for two years."

THE SOLO BUYER QUESTION

"Am I really supposed to do this alone?"

Many of the women I've helped have said at least one of these things — some have said all four. And they all have keys now. You're closer than you think. Let's find out exactly how close.

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Real Results, Real Families

500+

Families Helped

From first-time buyers to seasoned investors, we’ve empowered hundreds of families to start and scale their wealth journey.

$100M+

in Wealth Generated

Through smart purchases, strategic selling, and long-term planning, our clients have built lasting equity and financial security.

1000+

Homes Closed

Each home is more than a property—it’s a stepping stone toward financial independence.

Client

Satisfaction

0
See How We Can Help You

Here's How We Get You to Keys

A clear path. Start where you are.

  • Download the GuideDownload the Guide

Get the 90 Days to KEYS Guide — the real numbers, the real mistakes, the real path. Yours free.

  • Join the WorkshopJoin the Workshop

Every week, I break down the full framework live. Bring your questions. Get real answers.

  • Take the AssessmentTake the Assessment

Find out exactly where you stand. 2 minutes. Personalized results.

  • Strategy CallStrategy Call

Once you've completed your Assessment, you'll unlock a private 1:1 with me. We map your exact path to keys together.

Not sure where to start?

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Get the Free Guide

2 minutes · No credit pull

Real Estate AND Mortgage — Without the Handoffs

Most buyers juggle two agents, two timelines, two sets of promises. With SOHO, it's one guide from start to finish.

HOME LOANS

The Right Loan Is the Foundation of Real Stability.

Big banks say no. We say let's look closer. Our lending partners approve the situations big banks won't — single income, self-employed, credit rebuilding, starting over.

Explore Your Options

Buy

Buy With Confidence. Move In With Peace of Mind.

From your first nervous question to the keys in your hand — we walk every step with you. No rushed decisions. No pressure. No confusion about what happens next.

Start Your Journey

Sell

Sell Smart. Protect What You've Built.

Moving on, moving up, or starting fresh — we help you get every dollar your home is worth, with strategic pricing and buyers already in our pipeline.

Get Started

I watched too many women — smart, capable, strong — talk themselves out of something they deserved. A home of their own. So I built SOHO for the woman who walks in thinking she can't and walks out with keys. Because your situation isn't the problem. Being alone with it is.

— Sharlene Mercier

CEO | Founder | Wealth Strategist

27+ YEARS IN BUSINESS | 500+ CLIENTS SERVED | $150M+ IN HOMES SOLD

Learn More About Sharlene

FREE DOWNLOAD

Take Step 1

Download the 90 Days to KEYS Guide — the same framework I walk my clients through on our first call.

Inside: the real numbers, the four mistakes I see women make again and again, and the exact path from where you are today to keys in your hand.

  • The REAL monthly cost of owning a home — not what online calculators show you
  • The four mistakes that keep smart, capable women stuck
  • What 'ready' actually means — and why you may be closer than you think
  • The full 90 Days to KEYS framework — explained step by step
Download the Guide

Instant download. Read it at your own pace — and come back when you're ready for Step 2.

Real Women. Real Stories. Real Keys.

Every woman below started with "I don't think I can." Look for the one whose story sounds most like yours.

FIRST-GENERATION HOMEBUYER • SOFTWARE ENGINEER • SOLO BUYER

Katrina W.

THE SITUATION

Seven years earlier, Katrina had faced unemployment and housing instability. Since then, she had rebuilt her life, building a six-figure career as a software engineer, strengthening her credit, and growing her retirement savings.

On paper, she was ready. Privately, she still wondered: Could I really buy a home on my own and manage everything that comes with it?

As a first-generation homebuyer, Maya wanted more than a house. She wanted to show her family what was possible and create a home where she could welcome her mother, father, and grandmother one day.

For Katrina, homeownership wasn’t just about where she would live. It was about how far she had come and what she could build next.

THE OUTCOME

After attending Sharlene’s homebuying webinar, Katrina received a personalized 0–3 month action plan. She followed each step and became a homeowner in just 45 days.

She purchased the home she had envisioned in a quiet Cypress-area community: a two-story, four-bedroom home with a game room, open kitchen, spacious backyard, walking and biking trails, mature trees, and plenty of green space.

Katrina did more than purchase her first home. She became the first homeowner in her family—and proof that a difficult chapter does not have to determine how the story ends.

“I was like, ‘Wow, this is possible.’ I just did everything on that plan. And now I’m a homeowner.”

From a Builder’s Denial to Homeownership—Together

Trichonne R.

THE SITUATION

Trichonne had owned a home before, but after setbacks and a lender denial, buying again felt uncertain. She questioned whether her credit, income, down payment, and today’s home prices could work together.

Her daughter Nia had never owned a home. What started as Trichonne trying to figure out her own path became a bigger question: Could mother and daughter become homeowners together?

After discovering Sharlene on social media, Trichonne attended SOHO’s homebuyer workshop to understand what was actually possible.

THE OUTCOME

The workshop led to a strategy call where Trichonne’s numbers were reviewed and a clear path forward was identified. Within three days, she had a verified approval and learned she could use her 401(k) toward the down payment.

Trichonne and Nia chose new construction and moved forward together. Within 30 days, they were at the closing table.

For Trichonne, it was a comeback.

For Nia, it was her first home.

For both, it was the beginning of building equity and creating a stronger financial foundation for their family.

“The most surprising thing was that I could actually afford to purchase a home. Realizing that I could actually get a home was the most impactful thing for me.”

From Watching on LinkedIn to Buying on Her Own

Althea R.

THE SITUATION

For years, Althea rented while rebuilding her life after divorce and raising her daughter. She had a good income and a 401(k), but fear and uncertainty kept her waiting. Buying a home felt like something for later.

Then a SOHO video appeared in her LinkedIn feed and changed how she saw rent, investing, and what was possible for her family.

THE OUTCOME

Althea reached out simply to thank Sharlene for the information. That message became the start of her homebuying journey.

With coordinated real estate and mortgage guidance, she felt informed and supported from start to finish. Today, she owns her home and sees wealth building differently: she can do more—and go bigger.

"The experience was seamless. Everything moved a lot faster than I expected, and they were there every step of the way.”

"Mrs. Mercier at Soho Realty made our experience exceptional! She genuinely cares about her clients, communicates every step of the way, and is a pleasure to work with. Highly recommend!"
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Lytrenda Moore
View review on Google
"It is evident that Sharlene Mercier has a genuine passion for client success and satisfaction. The depth of her understanding reveals that she has invested greatly in obtaining exceptional knowledge of the real estate market. The combination of her integrity, passion and professional expertise aff… Read MoreRead Less
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Ruby Reese
View review on Google
"SOHO Realty & Mortgage Lending truly sets the standard for exceptional service. From the very first interaction, the team was knowledgeable, responsive, and genuinely committed to making the entire process smooth and stress-free. Every question was answered clearly, every detail was handled with car… Read MoreRead Less
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Kemishia Minta
View review on Google
"Sharlene Mercier is absolutely amazing. SOHO Realty & Mortgage Lending will provide you with a wonderful home purchasing experience from beginning to end. She is truly a realtor with professionalism, knowledge, experience, and truly cares about making sure the home is perfect for you. Let me say con… Read MoreRead Less
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Tyra Daniels
View review on Google
"Every person dreams of purchasing a home with the guidance of someone honest, knowledgeable, and grounded in true integrity. We all want to feel welcomed, handled with care, and supported by someone who understands our unique needs — not just as clients, but as individuals with real goals, real circ… Read MoreRead Less
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Tiffany Shorts
View review on Google
"Working with Sharlene was one of the best decisions we made. Having someone who is both a knowledgeable Realtor and lender made the entire process so much smoother. She was transparent from day one, always available to answer questions, and explained every step so we knew exactly what to expect. The… Read MoreRead Less
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Osric Ledet
View review on Google
"Sharlene is the definition of professionalism. Her knowledge of both real estate and mortgage lending is unmatched, and that combination makes the entire transaction seamless. She is patient, responsive, incredibly organized, and always keeps you informed throughout the process. I appreciated how tr… Read MoreRead Less
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Nicole Ledet
View review on Google
"I have had the pleasure of working with Sharlene and her team. SOHO Realty is one agency that is dedicated to helping their clients as well as providing top tier customer service. Sharlene is very knowledgeable and with her expertise you will be extremely happy to work with her and her team in every… Read MoreRead Less
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Daphne Stewart
View review on Google
Read More Success Stories
Read More Success Stories

Your Story Could Be Next.

Every woman above started exactly where you are. They weren't alone. Neither are you.

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Still Have Questions?

I've heard them all. Here are the ones women ask me most.

Yes. Completely free. No credit card, no hidden fee, no catch. It takes about 5 minutes and gives you a personalized score plus your next best step.

That’s exactly why the Assessment exists. Your credit score is only one part of the picture, and there may be options depending on your income, debt, timeline, and overall goals. We’ll help you understand where you stand and what steps can move you closer to homeownership.

No. The Guide and Assessment are designed to give you clarity, not pressure. You’ll receive helpful information related to your next steps, but we will never overwhelm you with constant sales messages.

After you complete the Assessment, you’ll receive personalized results based on your answers. From there, you’ll know whether you’re ready to move forward now or which steps to focus on next.

Not always. Many women buy homes on their own, and your options depend on your income, credit, savings, and loan fit. The best first step is understanding your numbers clearly.

SOHO Realty & Mortgage serves clients across the Houston and Atlanta markets, including surrounding communities. Whether you're buying, selling, or exploring your options, we’ll help you understand what is possible in your area.

Have More Questions?

Take the Assessment

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ONE LAST THING

This Is the Year You Hold Your Keys.

It starts with two minutes. The rest is a plan we build together.

I know what it feels like to scroll to the end of a page like this and wonder if you're really the woman it's talking to. You are. Every word of this page was written for you.

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Come to the Workshop

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